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Constucting the bank throws in to guarantee mortgage sub - section's most trade bank in Shanghai.Up to July 31, 2012, set up the branch guarantee in Shanghai City aggregate of housing borrowings as 20,540,000,000 dollars, add 6,900,000,000 dollars than beginning of a year, same period end accumulate's issuing personal economic appliance housing amount for loan is 690,000,000 dollars, borrows difference 620,000,000 dollars.But up to 6 e.o.m.s, this years, does the river bank deliver Shanghai in the bank? "Housing borrowing the index is more nervous, we have increased since 2010 to establish "the cheap jerseys guarantee housing item development loan" solum adjust account, and the granting of credit scale favors."Constuct bank branch banking department executive Shi Jun of company of Shanghai City to say, anticipating this year the second half will throw in 7,000,000,000 dollars in guaranteeing sex housing borrowing and used for through the proper atrium item and move to move reserve item in the land of settling the atrium item and large community previous period tapping. The state has "giving bed" the important casus that is a bank to presume a loan."The term of housing borrowing is 3-5 years, the commerce tenement item constucts for cycle 2 yearses and saleses for a year, can soon return to sub - section, but guarantee atrium sales the object is a low income community, once salesing not Chang, develop a company capital chain tight, the bank credit faces risk.Have in the state so much correlation buy - back policy, ate for bank to fix mind pill."Shi Jun says. The supervisor of government sector is creative to also relieve the fetter in the bank.Secundum regulam, while transacting reserve cheap nba jerseys borrowing in the land requirement gage in the bank, but when the not yet finished moves to move to close to keep the land can not mortgage.Through silver Jian bureau in Shanghai cooperativeness, transact reserve stage in the land, is submitted "land reserve prior announcement recordation" by the gauge soil segment in Shanghai, the bank can commit previous period hypothecate with this, after waiting to move to move close to keep fulfillment again transact parenchyma hypothecate, this favored the coincidence gauge of bank request, and satisfied to guarantee an atrium constructive capital demand.
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