"The single most costly (to the public) entity is the insurance company. They are the 'house' as in a gambling casino. They set the odds and the policies and the gambler will positively lose playing against the house. The citizen has to pick and chose the policies, deductibles, exclusions, etc. and then pay a premium (bet) against the house that some unknown medical need will fall within the policy. But even with that the house can cancel or refuse to honor the contract. Even casinos are more honorable than insurance companies." -- John Saarikko, "Universal Healthcare: The Truth Nobody Wants You To Know", March 2008
[Also, today is the Bengali New Year (except in places that celebrate it tomorrow ... er, I'm admittedly a complete newb when it comes to the Bengali calendar).]
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