my renters insurance is like $25/month and it covers EVERYTHING! it covers my stuff even if it's not in my apartment, because they have to cover people who are deployed. my car insurance is much cheaper even though i live in california than it should be. seriously you should get it and stick with it. i would NEVER give it up. when i had a car accident they really went to bat for me, and i didn't have to worry about a thing.
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