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I want to make a withdrawal valif gel The result was that banks were virtually guaranteed a 0.9percentage point profit margin on every loan. Though designed toensure the health of lenders, the policy fuelled unsoundlending. To maximise profitability of a fixed margin, banks lentprimarily to only the lowest-risk borrowers -- bigstate-connected companies. And with rates below the rate ofinflation, depositors looked for better returns on investmentselsewhere.