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One moment, please easier tool retin a micro vs generic involve In Britain, nearly two thirds of people own their own home,and lending standards have been tightened as capital-consciousbanks think long and hard about who they trust with theirprecious cash. Borrowers have reported higher due diligence fromthe banks, and the average deposit has also risen to around 17to 20 percent, according to the Council of Mortgage Lenders.