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growmax pharma 3. Protect yourself. Without benefits, such as health insurance and retirement savings accounts, freelancers can stumble financially if they suddenly face a health crisis or are unable to work. “The Affordable Care Act is good for our community. We often hear freelancers say health insurance is the reason they’re holding onto their day jobs. This will help them take more risks with their career or start their own business,” Fabio says. Freelancers can also save for retirement with IRAs and Roth IRAs, for example, and they can take out life and disability insurance plans directly through insurance companies.
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